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Possible Deal on Health Care

Possible Deal on Health Care

Senators Lamar Alexander and Patty Murray reached a possible deal on health care to restore the Affordable Care Act (ACA) cost-sharing reduction payments for two years in exchange for more state flexibility. The plan would restore just over $100 million of funding for ACA outreach. Republicans would get a provision they wanted – a drastic […]

Student Loans and Life Insurance

Student Loans and Life Insurance

Ever wonder what would happen to your student loans if you died? Well, that all depends on what type of student loans you have. Any student loans through the federal government will be forgiven in the event of your death. But if you have private student loans, they are not always forgiven after death. This […]

Open Enrollment Starts in 6 Weeks - Are You Ready

Open Enrollment Starts in 6 Weeks – Are You Ready?

The Healthcare Marketplace open enrollment starts in just a few short weeks, so it’s time to get prepared. You will be able to enroll in healthcare, re-enroll, or change your plan starting November 1st. The enrollment period will only last 45 days this year, where in previous years it lasted for 3 months. December 15th […]

Reasons for Key Person Insurance

Reasons for Key Person Insurance

Key Person insurance, also known as key man insurance, is life insurance on a key employee, partner, or proprietor that the continuation of the business depends upon. The insurance policy is taken out by the business and covers the key person or persons. A key person for a business is someone keeps the business going […]

reasons to get life insurance

Reasons to Get Life Insurance

There are a lot of reasons why people choose not to get life insurance. Some people think that nothing bad will happen to them, some think they can’t afford it, and others don’t see the point. If you are one of those people then consider rethinking your decision. Here are just a few of the […]

life insurance for people with disabilities

Life Insurance for People with Disabilities

Getting life insurance for people with disabilities is a little more complicated than for someone without disabilities. The important thing is that it’s not impossible. People with disabilities are protected by the Americans with Disabilities Act, which prevents insurance companies from denying coverage or discriminating against someone specifically because of a disability. How People with […]

life insurance for diabetics

Life Insurance for Diabetics

Having diabetes does not mean that you can’t get life insurance. In fact, you could even have affordable life insurance. It helps a lot when your diabetes is under control, such as responding well to treatment and living a healthy lifestyle. Even if you don’t have the best case scenario, it is still possible to […]

Benefits of providing health insurance for your employees

Benefits of Providing Health Insurance for Your Employees

Businesses don’t get very far without employees. They are the most valuable asset to your business. So why not take care of them and provide them with health insurance? There are even benefits of providing health insurance for your employees. Your Business Will Attract the Most Qualified Employees If your business competitors are offering health […]

life insurance for cigar smokers

Life Insurance for Cigar Smokers

Non-Smoker Life Insurance Rates for Cigar Smokers It is well-known that anyone who uses tobacco will have higher life insurance rates. But did you know that it’s possible to get non-smoker rates? Using cigars is not always classified at a cigar smoker rating. Many cigar smokers who enjoy a cigar from time-to-time don’t categorize themselves […]

term life insurance mistakes to avoid

Term Life Insurance Mistakes to Avoid

Buying term life insurance can be confusing – you have to try to figure out how much you need to how long you’ll need it. A lot of mistakes are made when buying term life insurance, so here are the ones that you need to avoid. Buying Too Little Coverage If you are the primary […]

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