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Why millennials need term life insurance

Why Millennials Need Term Life Insurance

Most millennials believe it’s not necessary to get term life insurance. Many are already in debt from student loans and figuring out how to budget their money. It is becoming more and more common for millennials to get married and have children at a later age, making them think term life insurance is a waste […]

home and auto insurance

Stanwood Home and Auto Insurance

Looking for Auto Insurance? We can help if you are buying your first auto insurance policy or shopping car insurance because you want switch insurance carriers. We have experience finding coverage for all kinds of drivers, whether they are experienced drivers, first-time drivers, or high-risk drivers. Comparing Auto Insurance Quotes Before you actually sign on […]

reasons to review your life insurance policy

Reasons to Review Your Life Insurance Policy

A lot of people think that once they have a life insurance policy, they can pay the premiums and forget about it. Your plan should be reviewed annually, but if you are not able to do that, at least do it for these reasons. Your Income Changed Whether you got a raise or lost your […]

Benefits of Universal Life Insurance

Universal life insurance is a type of cash value life insurance, meaning that part of your monthly payment goes towards the life insurance cost and the other part goes into a cash account or cash value. Universal life insurance is used for a person’s loss of income, paying off a mortgage, educational costs, access to […]

Benefits of Whole Life Insurance

Unlike term life insurance, whole life insurance is permanent. It definitely costs more but it is designed to provide coverage for your entire lifetime. A well-designed whole life insurance policy has more to it than just a death benefit. Here are the things you can get with a whole life insurance policy. Your Money is […]

benefits of term life insurance

Benefits of Term Life Insurance

Term life insurance can be purchased for set amounts of time – ten, fifteen, twenty, or thirty years. Generally, people who buy this type of life insurance are certain that they won’t need it after the term is complete. People who usually buy it are those who just bought a house and have a fifteen […]

how much life insurance do i need

How Much Life Insurance Do You Need?

Now that you know you need life insurance, there are a few steps to take in order to find out how much life insurance you need. You won’t be able to find an exact number, but you will be able to get a pretty good estimate on how much your family would need to live. […]

HRAs Now An Option for Small Business Owners

HRAs Now An Option for Small Business Owners

HRAs Are Now An Option for Small Business Owners A Health Reimbursement Arrangement (HRA) is employer funded to help employees pay for out-of-pocket medical expenses, such as copays and deductibles. It is IRS-approved and can be paired with any health insurance plan. How it works is the employer sets aside a set amount of money […]

Why You Should Still Sign Up for a 2017 Health Insurance Plan

Why You Should Still Sign Up for a 2017 Health Plan

With President-elect Donald Trump taking office in January, many are uncertain about whether the Affordable Care Act will remain in place or be repealed. Donald Trump has promised to repeal the law that created the Affordable Care Act exchange, and the cabinet he has chosen so far seems to be in favor of repealing as […]

Last Chance for Health Insurance Open Enrollment

There isn’t much time left to enroll in the Healthcare Marketplace. Open enrollment started on November 1st enabling people to enroll in healthcare, re-enroll, or change their plan. December 15th is the last day to enroll or change plans for those who need coverage to start on January 1st, and the date is approaching quickly. […]

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