Individual Health Insurance

Montana

Honesty, quality & reliability

Individual health insurance is for people who are not covered by group health insurance or any other qualified health insurance.

The health insurance exchange with available plans in the state of Montana is Healthcare.gov.

Our goal is to help you understand what each plan offers and the costs associated with them to make an informed decision. We emphasize providing client centric service, responsiveness, no cost advice and supplying you with the correct information.

At LifePlan Financial Inc., we always put our clients first. We focus on specific needs and tailor solutions to meet expectations. 

If you need health insurance outside of Open Enrollment, you may qualify for a Special Enrollment Period. Contact us to be put in contact with one of our licensed insurance professionals based in the Bitterroot Valley of Montana.


I'm ready to speak with an agent

The process

Please let us know if you currently have a Healthcare.gov account or still need to make one

 Contact us to be connected with a licensed insurance agent

1

Coverage, benefits, pricing, and networks will vary among plans and carriers

 A licensed insurance agent from our team will contact you to discuss your needs

2

Our agents can answer any questions you have about plans at no additional cost to you

After assessing your individual needs, your broker will walk your through your plan options available in your area

3

Select a plan and pay your initial premium amount to ensure your coverage start 

Select a plan

4

Your agent is available throughout the coverage year to answer any additional questions you have or help you make changes to your application.

Ongoing support

5

Frequently asked Questions

What information do I need to prepare for a meeting?

  • Complete filling our your personal information on your application
  • Have a list of doctors/facilities you use

When is open enrollment on in Montana?

  • November 1st-January 15th (applications must be submitted by December 15th for an effective date of January 1st)

Can you help me find a plan if I'm coming off of COBRA?

  • Yes, we can help you find an exchange plan that fits your needs.

How do I know which plans my doctor accepts?

  • The most accurate way to determine this is to call the facility you visit and ask which "exchange" plans they accept. Your agent can also send you a link to search your doctor(s) for the carriers available in your area.

Is there an additional cost to get help finding a plan?

  • No, our help is no additional cost to you. You will pay the same amount for a plan. We are compensated by the carriers.

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