Life Insurance Plans
Term Life Insurance
Term life insurance provides coverage at a fixed rate for a limited period of time, whether that be ten, fifteen, twenty, or thirty years. It is the most affordable of life insurance plans.
Whole Life Insurance
A whole life insurance policy stays in place for the policyholder’s entire life. The premiums stay the same, and a cash value builds up over time.
Universal Life Insurance
Universal life insurance offers the low premiums of term life and the cash value of whole life. It is a more flexible permanent life insurance.
Long-term care insurance is a way to prepare for the future in case you ever need help taking care of yourself. This care could be in your own home, a nursing home, an assisted living facility, or an adult day care center.