Prescription Drug Coverage

Medicare Part D is prescription drug coverage offered by private insurers. To be eligible for part D, you must have or qualify for Original Medicare Parts A and/or B. Enrollment in a Part D plan is optional.

Different insurers offer different types of plans, so your premium, deductible, and co-pays for prescription drugs may vary. It is also important to review a Part D plan before enrolling to ensure that your medications will be covered. Some medications may require prior authorization. You should also ensure that your pharmacy will accept your Medicare Plan.

Attention: You may be eligible for financial assistance for prescription coverage through the Medicare Extra Help program. This subsidy is for those with a low-income and can provide an estimated savings of $4,000 yearly. Find out now!

Enrolling in a Medicare Part D Plan

There are typically two times in which you can sign up for a Medicare Part D Plan:

Initial Medicare Enrollment
The time period beginning 3 months before you turn 65 and ending 3 months after you turn 65 is known as your Initial Enrollment period. During this time, you can enroll in a Medicare Part D Plan.

Annual Medicare Open Enrollment
Annual Open Enrollment runs from Oct. 15 through Dec. 7 of each year. During this time, you can sign up for a Part D plan, change to a new plan, or drop your current plan.

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