Small Business Health Insurance Plans
What are Small Business Health Insurance Plans?
Small Business or Group Insurance plans are offered through a group, usually an employer or organization, to a group of people. Group plans spread the cost among the members of the group, enabling such plans to typically cost less per person and offer broader coverage than individual health plans.
Why Get Small Business Health Insurance Plans?
LifePlan Financial provides small business health insurance that employers need most. As an employer in today’s business world, LifePlan Financial knows how important it is to provide small business health insurance to the most valuable asset of your business – your employees. By providing each small business employee with a plan that meets his or her expectations, it can help your business lower turnover and keep a staff that’s healthy and insured with peace of mind. We also realize that there are so many different plans out there, and it can be very time-consuming to research your best small business health insurance options. We’re proud to offer a variety of small business health insurance plans – for quality assurance and additional benefits. Our health insurance specialists will work with you one-on-one to develop a group plan that’s not only affordable but complements your business’s needs. Best of all, we do all of this for you for free.
Our Expert Guidance is Free
Not many businesses in Washington State know this, but getting expert guidance on your small business health insurance plans costs you absolutely nothing. The prices for all policies are regulated by the Washington State Insurance Commissioner. No matter which broker you use, or whether you do it all by yourself by going straight to the carrier, you’ll pay the same amount. So why not let us listen to your goals, find the solutions, and fill out the paperwork for you – saving you time while giving you the best possible prices. We’ve helped thousands of employers get the small business health insurance plans they need. We can quote you, your family, your employees, your employees’ families, and even provide additional coverage options like dental or life insurance. We have the experts in small business health insurance plans your company deserves.
Which Small Business Health Insurance Plan is Right for You?
Small business health insurance plans typically include either indemnity plans, such as Fee-for-Service (FFS), or managed care plans, including: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point-of Service (POS). The major difference between Indemnity and managed care plans is the types of providers, choices of doctors and physicians, out of pocket expenses, and medical bill payments. Since small business health insurance options vary from state to state in coverage options and benefits, as well as the size of your business, it’s important to discuss your small business’s Health Insurance needs with a specialist at Health Plan Finder Insurance by LifePlan Financial who can help you find a solution that’s ideal and feasible for you and your employees.