Lewis's Corner
Lewis the Golden Retriever at LifePlan Financial Inc. is sharing information to help you stay up to date with health insurance and what you need to know when looking for a plan that's right for you. Our team is here to help you with health insurance information, education, and options.

As more people work past Medicare age, companies are finding ways of offering affordable health care. Instead of enrolling these workers on the group health insurance plan, some insurance companies are offering a cost-effective alternative. This includes the ability for the company to pay for a Medicare plan for the worker. If you are a […]

Are you planning to offer group health insurance for your employees? The experience of finding a group health coverage doesn’t need to be complicated. In fact, there are a few basic things you should know as you begin the process of adding this benefit to your business. 1. How many employees need to participate in […]

Before meeting with a group health insurance broker, we recommend gathering some basic information. It will ensure that your broker has the information necessary to provide you with options that meet the needs of your business. Here is your guide on preparing for a meeting with your health insurance broker. 1) Employee information A census […]

Collect a few key pieces of information before a meeting about group health coverage. This information will determine the plans that work for your employees. For a list of these tasks, check out our blog post “How to Prepare for A Meeting With A Group Health Insurance Broker.” Once you’ve complied this information and supplied […]

How many hours do your employees work? Which employees will be on the group health insurance plan? You get to make this decision. As a guide, part-time employees usually work at least 20 hours, while full-time is at a minimum of 30 hours for most companies. Will you offer part-time employees coverage? What number of […]

A broker is valuable in helping you get group health insurance that matches your business needs. With education support, knowledge of options, and expertise in finding a plan for you, the process doesn’t need to be stressful. Group health insurance education You don’t need to understand everything about group health insurance. A broker is available […]

There are three main advantages to having a PPO insurance plan. A Preferred Provider Organization plan (PPO) allows you to visit a larger network of doctors, doesn’t require a referral for specialists, and will cost you less when visiting in-network doctors. Is this network right for you? Access to a larger network of doctors with […]

Misconception 1: “It will cost money to get help from a health insurance broker” There isn’t always a fee associated with getting help from a health insurance broker. Small businesses of 4 or fewer people usually are charged for service. However, businesses larger than this should get assistance at no additional cost. A broker is […]

When should you renew Washington health insurance for your group? Your insurance plan is renewed yearly. We suggest meeting with a broker to discuss your group health coverage 2-3 months before your plan ends. This allows enough time to research plans and evaluate your options for the upcoming year. Don’t wait until the last minute. […]

What is the difference between individual and group health insurance? In Washington, there are two main differentiators for these plans. These are who offer the plan and the benefits of the plan. Generally, you’ll find that group plans have better benefits than individual plans. Employers offer group health insurance Contrary to individual insurance where someone […]